Puerto Armuelles, Panama
Beachfront property you can actually afford
Lots and homes from $34,500 in the only true beach town in Panama. Clear prices, a 60-day price hold and financing that does not need a Panama bank.
$34,500
Lots from
60 days
Price hold
13+ years
Living in Puerto Armuelles

Titled and ready to build
Seller financing available
60-day price hold
Reserve with a deposit and your price is locked while you do your homework.
Free visit flight
See the property in person before you commit. We cover your airfare.
Financing, no Panama bank
Flexible seller financing so you do not need a local mortgage.
Advisors, not agents
We are paid to guide you, not to push a sale. Straight answers, always.
Where to look
Explore the neighborhoods
Each neighborhood in Puerto Armuelles has its own feel, from walkable town streets to quiet beach lots.
Available now
Featured properties
Simple process
How buying works
Choose
Browse listings and book a tour or video call.
Reserve
Put down a deposit and lock your price for 60 days.
Verify
We walk you through title, ROP rights and due diligence.
Close
Finish with seller financing or your own funds and get your title.

The place
Why Puerto Armuelles
Real beach town
Ocean, mountains and a walkable waterfront, without the Panama City price tag.
Low cost of living
Everyday costs that let retirees and remote workers stretch their budget.
Room to grow
A town still early in its growth, with land priced well below established beach areas.
From our buyers
People who bought here say
These folks made it very comfortable and understandable. There was no step or question I had that wasn’t answered thoroughly.
I highly recommend Betsy and Reyn for advice, business and beautiful properties to purchase, if you wish to make Puerto Armuelles your new home.
We look forward to having Reyn & Betsy as neighbors and friends.
Financing
Buy without a Panama bank mortgage
Seller financing options for foreign buyers, with clear terms before you pay anything.
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Prefer to talk?
We are a family that lives in Puerto Armuelles and owns the properties we sell. You will speak with us, not a call centre.
Phone
+1 206 734 3874
Message us on WhatsApp
[email protected]
Based in
Puerto Armuelles, Chiriqui, Panama








